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Top Honors

Vision India has been working persistently towards achieving wide-spread financial inclusion and creating direct and indirect employment through different parts of the country. We are grateful to receive such an encouraging recognition by various Government and professional organizations. Here are some of our moments of happiness and gratitude.

Awarded By Bank of Baroda for FY 21-22 for on boarding maximum BC's in that year

Awarded by BRKGB for highest contributions in PMJDY and APY for FY 22-23

Awarded by PFRDA for best performing vendor in APY for BGGB FY 21-22

Best Performance IN APY 2021-2022 Chandrapur Zone

Top Corporate Business Correspondent, Baroda UP Bank in PMSBY, PMJJBY & APY during FY 2022-23

Top Performer Corporate Business Correspondent, Indian Bank in PMSBY, PMJJBY & APY during FY 2022-23

Top Performer Corporate Business Correspondent, Indian Bank in Social Security Scheme during FY 2021-22

Awarded-by-MCCIA: MCCIA Annual Awards 2020 and 2021

Awarded-by-MCCIA: MCCIA Annual Awards 2020 and 2021

Financial Inclusion

What is Financial Inclusion ?

Why is it important ?

Financial inclusion may be described as the process of ensuring vulnerable groups, such as weaker segments and low-income groups, have access to financial services and timely and sufficient credit when needed at an affordable cost. Financial inclusion guarantees that underprivileged populations have inexpensive access to financial services while also encouraging savings among the rural population. This inclusion promotes economic growth, preserves financial wealth and assets in times of crisis, and lowers reliance on predatory lenders.
In a nation as vast as India, a significant portion of our population remains untouched by mainstream financial systems, largely due to barriers like limited education, poverty, and scarce banking accessibility. Financial inclusion, therefore, is not just a term for us—it's a mission to bring essential financial services to every Indian. This endeavor is not just vital—it is transformative, promising equitable growth and empowerment for our expansive and diverse communities.
Financial inclusion may be described as the process of ensuring vulnerable groups, such as weaker segments and low-income groups, have access to financial services and timely and sufficient credit when needed at an affordable cost. Financial inclusion guarantees that underprivileged populations have inexpensive access to financial services while also encouraging savings among the rural population. This inclusion promotes economic growth, preserves financial wealth and assets in times of crisis, and lowers reliance on predatory lenders.
In a nation as vast as India, a significant portion of our population remains untouched by mainstream financial systems, largely due to barriers like limited education, poverty, and scarce banking accessibility. Financial inclusion, therefore, is not just a term for us—it's a mission to bring essential financial services to every Indian. This endeavor is not just vital—it is transformative, promising equitable growth and empowerment for our expansive and diverse communities.

FINANCIAL INCLUSION FACILITATES

Access

  • Proximity to the bank branches
  • Customer-friendly systems and documentation
  • Channels / intermediaries for facilitation

Literacy

  • Education and basic understanding of finance
  • Awareness and knowledge of bank accounts and other avenues
  • Discipline and priorities

Feasibility

  • Schemes and policies to the small investors and micro-finance consumers
  • Ease of use and supporting infrastructure

services offered by us

  • Identification, onboarding, training of Field Business Correspondence (FBC) / Bank Mitra.

  • Assist FBCs in setup of center along-with provision of IT infrastructure including internet connectivity to conduct real-time banking transactions.

  • Guide, motivate and monitor FBCs to open bank accounts, online updating of KYC details, conduct real-time banking transactions such as cash deposit, withdrawal and fund transfer, etc., open micro-insurance accounts and pension accounts and ensure timely payment of instalments by customers, assistance in recovery of non- performing assets.

  • Constant monitoring at every level to ensure prevention of frauds.

  • Assist in conducting financial literacy campaigns, conduct product promotional campaigns, conducting awareness campaigns regarding various Government Schemes.

  • Loan sourcing and loan recovering – 1200 DRA certified agents.

OUR USPs

  • We encourage BCA to exclusively work full time only on Bank Products.

  • No charges to BCA for engagement and functioning.

  • Preference to SHG members as Bank Sakhi(Women BCA).

  • Experienced Company Staff to support the Field Operations.

  • Focus on BCA Training and Staff Training.

  • Standard, transparent and Digital Work Process.

  • What’s App Group’s & SMS Engine for quick and bulk communication to BCA.

  • Special attention towards new BCA till he earns considerable amount per month.

  • Periodic data analysis and feedback to BCA for improvement.

  • Monthly Project Review with Regional Office, Circle Office, Head Office.

  • Dedicated help line and technical staff to resolve BCA technical issues.

Field Business Correspondent's Testimonials